See What's New for 2027

Changes to our Federal Employees Health Benefits (FEHB) and
Postal Service Health Benefits (PSHB) plans

More ways to earn rewards by opting in to paperless explanation of benefits
Adding coverage for doulas under FEP Blue Standard
Expanding coverage for preventive care screenings like breast, cervical and colorectal cancers
Updating prescription copays and cost share maximums across brand name, specialty and diabetes-related drugs
Updating medical cost shares on services like maternity care, inpatient care and emergency room care
Updating deductibles and out-of-pocket maximums
Adding navigation services for breast and cervical cancer patients
Ending reimbursement for over-the-counter COVID-19 test kits
New Specialty Pharmacy partner, Accredo, starting in January 2027

More ways to earn rewards by opting in to paperless explanation of benefits
Adding coverage for doulas under FEP Blue Standard
Kids under age 18 pay $20 per primary care provider visit under FEP Blue Basic
Expanding coverage for preventive care screenings like breast, cervical and colorectal cancers
Updating prescription copays and cost-share maximums across brand name, specialty and diabetes-related drugs
Updating medical cost shares on services like maternity care, inpatient care and emergency room care
Updating deductibles and out-of-pocket maximums
Adding navigation services for breast and cervical cancer patients
Ending reimbursement for over-the-counter COVID-19 test kits
New Specialty Pharmacy partner, Accredo, starting in January 2027

Changes to federal plans

The annual deductible will be $1,000 for Self Only and $2,000 for Self Plus One and Self & Family.
The annual out-of-pocket maximum will be $11,000 for Self Only and $22,000 for Self Plus One and Self & Family.
The maternity services copay will be $3,000. If your pregnancy care starts in 2026 and your baby is born in 2027, your copay will be based on the 2027 amount.

The annual out-of-pocket maximum will be $8,500 for Self Only and $17,000 for Self Plus One and Self & Family.
The FEP Medicare Prescription Drug Program annual out-of-pocket maximum will be $2,400 per member.
The in-network inpatient facility copay will be $500 per day, up to $3,500.
The in-network outpatient observation copay will be $500 per day, up to $3,500.
The emergency room copay will be $500 per day per facility across in-network, member and non-member emergency rooms.
The copay for inpatient surgery at a Blue Distinction Center for certain hip, knee, spine and bariatric procedures will be $150 per day, up to $750.
The copay for outpatient surgery at a Blue Distinction Center for certain hip, knee, spine and bariatric procedures will be $50 per day per facility.
Prior approval will be required for MRI, PET and CT scans.

The annual deductible will be $500 for Self Only and $1,000 for Self Plus One and Self & Family.
The annual out-of-pocket maximum will be $7,000 for Self Only and $14,000 for Self Plus One and Self & Family.
The FEP Medicare Prescription Drug Program annual out-of-pocket maximum will be $2,400 per member.
The in-network inpatient facility copay will be $450 per admission.
The copay for inpatient surgery at a Blue Distinction Center for certain hip, knee, spine and bariatric procedures will be $250 per admission.
The copay for outpatient surgery at a Blue Distinction Center for certain hip, knee, spine and bariatric procedures will be $150 per day per facility.
Prior approval will be required for MRI, PET and CT scans.

Changes to postal plans

The annual deductible will be $1,000 for Self Only and $2,000 for Self Plus One and Self & Family.
The annual out-of-pocket maximum will be $11,000 for Self Only and $22,000 for Self Plus One and Self & Family.
The FEP Medicare Prescription Drug Program annual out-of-pocket maximum will be $2,400 per member.
The copay for maternity facility care will be $5,000. If your pregnancy care starts in 2026 and your baby is born in 2027, your copay will be based on the 2027 amount.
Prior approval will be required for non-emergency air ambulance services.

The annual out-of-pocket maximum will be $8,500 for Self Only and $17,000 for Self Plus One and Self & Family.
The FEP Medicare Prescription Drug Program annual out-of-pocket maximum will be $2,400 per member.
The primary care provider visit copay for children under age 18 will be $20 per visit.
The inpatient admission copay will be $500 per day, up to $3,500.
The outpatient observation copay will be $500 per day, up to $3,500.
The emergency room copay will be $500 per day per facility for emergency services.
The copay for inpatient admission at a Blue Distinction Center for certain hip, knee, spine and bariatric procedures will be $200 per day, up to $1,400.
The copay for outpatient surgery at a Blue Distinction Center for certain hip, knee, spine and bariatric procedures will be $100 per day per facility.
Prior approval will be required for non-emergency air ambulance services.
Prior approval will be required for MRI, PET and CT scans.

The annual deductible will be $500 for Self Only and $1,000 for Self Plus One and Self & Family.
The in-network annual out-of-pocket maximum will be $7,000 for Self Only and $14,000 for Self Plus One and Self & Family.
The out-of-network annual out-of-pocket maximum will be $9,000 for Self Only and $18,000 for Self Plus One and Self & Family.
The FEP Medicare Prescription Drug Program annual out-of-pocket maximum will be $2,400 per member.
The in-network inpatient facility copay will be $600 per admission.
The copay for inpatient surgery at a Blue Distinction Center for certain hip, knee, spine and bariatric procedures will be $350 per admission.
The copay for outpatient surgery at a Blue Distinction Center for certain hip, knee, spine and bariatric procedures will be $200 per day per facility.
Prior approval will be required for non-emergency air ambulance services.
Prior approval will be required for MRI, PET and CT scans.

Features included in every plan:

$0 in-network preventive care

$0 Teladoc Health® visits

Referral-free care from all providers

Large national network

Worldwide coverage

Choose what fits you, then compare rates and benefits

I want the lowest monthly cost
FEP Blue Focus®

Essential coverage if you:

Mainly use free preventive care

Need fewer than 10 provider visits/year per member

Prefer generic drugs to help lower costs

Use in-network care only

I want more coverage
FEP Blue Basic®

Everything in FEP Blue Focus, plus coverage if you:

Don’t want a deductible

Need broader prescription coverage

See providers for more than 10 visits/year per member

Need chronic condition care

I want the most flexibility
FEP Blue Standard®

The most complete coverage if you:

Take specialty drugs

Want access to the FEP Mail Service Pharmacy

Are planning or growing your family and want maternity care fully covered + additional IVF and doula benefits

Want out-of-network care

See 2027 plan rates

If you’re a federal or postal service employee, you can view rates and compare benefits for FEP Blue Focus, FEP Blue Basic and FEP Blue Standard.

See Federal Rates See Postal Rates

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What’s New for 2027

What’s New for 2027

Changes to our Federal Employees Health Benefits (FEHB) and
Postal Service Health Benefits (PSHB) plans

Changes to federal plans

Changes to postal plans

Features included in every plan:

$0 in-network preventive care

$0 Teladoc Health® visits

Referral-free care from all providers

Large national network

Worldwide coverage

Choose what fits you, then compare rates and benefits

I want the lowest monthly cost
FEP Blue Focus®

I want more coverage
FEP Blue Basic®

I want the most flexibility
FEP Blue Standard®

See 2027 plan rates

Find care and coverage, fast

Plan Finder Tool

Drug Cost Tool

Find a Provider

Join us for events near you

What’s New for 2027

What’s New for 2027

Changes to federal plans

Changes to FEP Blue Focus

Changes to FEP Blue Basic

Changes to FEP Blue Standard

Changes to postal plans

Changes to FEP Blue Focus

Changes to FEP Blue Basic

Changes to FEP Blue Standard

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$0 in-network preventive care

$0 Teladoc Health® visits

Referral-free care from all providers

Large national network

Worldwide coverage

Choose what fits you, then compare rates and benefits

I want more coverage FEP Blue Basic® .basic{ color: #002646; } #choose-what-fits-you .u-accent-basic{ border-top-color: #0C3E6A; background: var(--Medical-Plans-Blue-Focus-med-bluefocus-tint, #EFF3FB); }

I want the most flexibility FEP Blue Standard® .standard{ color: #066FED; } #choose-what-fits-you .u-accent-standard{ border-top-color: #066FED; background: #FAFDFF; }

Find care and coverage, fast

Plan Finder Tool

Drug Cost Tool

Find a Provider

Join us for events near you #find-an-event .c-banner.alert-low { background: #BFE5FF; } #find-an-event .a-btn--light { background: #066FED; } #find-an-event .c-banner__title { color: #00255B; } #find-an-event p{ color: #00255B; }

I want more coverage
FEP Blue Basic®

I want the most flexibility
FEP Blue Standard®

Join us for events near you