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Family Planning

We offer a comprehensive range of reproductive care benefits and services.

Supporting your family’s journey

Whether you’re starting a family today or in the future, our reproductive care benefits can help. We’re here to support your family’s journey every step of the way.

Reproductive Services

 

No one pregnancy is the same and we’re here to support them all. Explore our range of reproductive services.

Artificial Insemination

We cover the following artificial insemination (AI) procedures once you receive prior approval:

  • Intracervical insemination (ICI)
  • Intrauterine insemination (IUI)
  • Intravaginal insemination (IVI)


 

IVF Drug Cycles

Members diagnosed with infertility can receive up to three (3) annual drug cycles for in vitro fertilization (IVF).

You must receive prior approval and buy your prescriptions through our pharmacy programs.

Sperm and Egg Storage

If you’re facing iatrogenic infertility (infertility caused by a medically necessary medical or surgical intervention used to treat a condition or disease), we will cover one (1) year of sperm and egg storage, including procurement procedures once per lifetime.

More benefits to help you save

Through Blue365®, our free discount program, you can save up to 40% with exclusive savings on WINFertility’s Treatment Program Bundles.

Assisted Reproductive Technology

For FEP Blue Standard® members diagnosed with infertility, we cover the following assisted reproductive technology (ART) procedures up to $25,000 annually, once you receive prior approval:

  • In vitro Fertilization (IVF)
  • Gamete Intrafallopian Transfer (GIFT)
  • Zygote intra-fallopian transfer (ZIFT)
  • Pronuclear stage tubal transfer (PROST)

As outlined in our plan brochures, infertility is a disease or condition characterized by the failure to establish a pregnancy or to carry a pregnancy to live birth after regular, unprotected sexual intercourse, or a person’s inability to reproduce either as a single individual or with their partner without medical intervention, or a licensed physician’s findings based on a patient’s medical, sexual and reproductive history, age and/or diagnostic testing.

Fertility services

We cover any other FDA-approved service for fertility, including but not limited to the following services:

  • Assisted embryo hatching
  • Cryopreservation of sperm, embryo(s), testicular tissue
  • Culture of oocyte(s)/embryo(s)
  • Embryo/oocyte/sperm/tissue storage
  • Follicle puncture for oocyte retrieval
  • Microsurgical epididymal sperm aspiration
  • Oocyte fertilization
  • Oocyte identification
  • Oocyte insemination
  • Preparation of embryo and transfer
  • Sperm identification
  • Sperm isolation and prep
  • Sperm procurement
  • Sperm washing
  • Thawing services
  • Ultrasonic guidance for aspiration of ova

Voluntary family planning services

We cover a range of voluntary family planning services at no cost, limited to these services when prescribed by a doctor.

  • Contraceptive counseling
  • Diaphragms and contraceptive rings
  • Injectable contraceptives
  • Intrauterine devices (IUDs)
  • Implantable contraceptives
  • Salpingectomy
  • Tubal ligation or tubal occlusion/tubal blocking procedures only
  • Vasectomy

You can find information on contraceptive coverage in sections 5(a) and 5(f) of the Federal Employees Health Benefits Program brochures and Postal Service Health Benefits Program brochures.

Contraception Coverage

View what contraception coverage is included under your benefits. If you have difficulty accessing contraceptive coverage or other reproductive healthcare, you can email contraception@opm.gov.

Exception Forms

View the necessary forms for the contraception exception process and the family planning exception process.


Contraceptive Exception Form

Family Planning Exception Form

Service not listed? 

If your doctor recommends a surgical contraceptive service not listed above, please contact the customer service number on the back of your member ID card. They will ask that your provider send them information as to why one of the services above cannot be rendered. They will then make a coverage determination within 24 hours of receipt of sufficient medical records.