Our Plans

A trusted provider for 60 years

We've been committed to providing quality healthcare coverage to federal employees, retirees and their families since 1960. It’s why 99% of our members stay with us year after year.

It’s also because we offer the coverage you need most, including:

• Free preventive care like your annual physical, flu shots, nutritional counseling and cancer screenings
• Two free virtual visits with Teladoc® so you can get treatment for minor injuries and illnesses, mental health support, dermatology care and more by phone or video
• Overseas coverage that keeps you protected when working or traveling outside the U.S.
• Wellness incentives that reward you for taking charge of your health

You also get access to our Preferred provider network that includes more doctors, hospitals and specialists than any other network. And you never need a referral to see a specialist.

Let's compare plans

With three benefit plans to choose from, you can get the coverage that fits your needs and budget.

As a Preferred Provider Organization, or PPO, we have a network of doctors, hospitals and facilities that have contracted with us to provide medical services at a discounted rate. You’ll pay less if you see someone in our network.

We also have a network of over 57,000 Preferred pharmacies nationwide to fill your prescriptions. Standard Option members can also get access to our Mail Service Pharmacy Program that delivers prescription drugs right your home.

Basic Option members with Medicare Part B primary can also get access to our Mail Service Pharmacy Program.

Get a convenient summary of these coverage options.

 Download the 2022 Benefit Summary Book