Skip to main content

Our Plans

Three plan options to meet your health care needs: FEP Blue Focus, Basic Option and Standard Option.

Compare Plans

A trusted provider for 60 years

We've been committed to providing quality health care coverage to federal employees, retirees and their families since 1960. It’s why 99% of our members stay with us year after year.

It’s also because we offer the coverage you need most, including:

  • Free preventive care like your annual physical, flu shots, nutritional counseling and cancer screenings
  • Two free virtual visits with Teladoc® so you can get treatment for minor injuries and illnesses, mental health support, dermatology care and more by phone or video
  • Overseas coverage that keeps you protected when working or traveling outside the U.S.
  • Wellness incentives that reward you for taking charge of your health


You also get access to our Preferred provider network that includes more doctors, hospitals and specialists than any other network. And you never need a referral to see a specialist.

Our network includes: 

1.7 million+

doctors and hospitals


retail pharmacies

Every plan includes:

Free preventive care
Worldwide coverage
Two free Teladoc® visits
No referrals needed
Incentives & discounts

FEP Blue Focus Basic
Standard Option
In-Network Care
Preferred Drug Coverage
Free Preventive Care
Wellness Incentive Card
Non-preferred Drug Coverage
No Deductible
Pay Mostly Copays
Medicare Part B Reimbursement – $800
Out-of-Network Care

Let's compare plans

With three benefit plans to choose from, you can get the coverage that fits your needs and budget.

As a Preferred Provider Organization, or PPO, we have a network of doctors, hospitals and facilities that have contracted with us to provide medical services at a discounted rate. You’ll pay less if you see someone in our network.

We also have a network of over 55,000 Preferred pharmacies nationwide to fill your prescriptions. Standard Option members can also get access to our Mail Service Pharmacy Program that delivers prescription drugs right to your home.

Basic Option members with Medicare Part B primary can also get access to our Mail Service Pharmacy Program.

Get a convenient summary of these coverage options.

 Download the 2023 Benefit Summary Book

Compare Plans Side-by-Side

Learn about each plan

FEP Blue Focus

In-network coverage with budget-friendly benefits.

Learn More

Basic Option

In-network coverage with no deductibles.

Learn More

Standard Option

The flexibility to get in and out-of-network care.

Learn More