Basic Option
Stay in-network for care. Basic Option gives you access to our Preferred provider network that includes 96% of hospitals and 95% of doctors in the U.S.
Benefits at a glance:
With Basic Option, you must see Preferred providers to get care. But there are no deductibles or expenditure amounts you must reach before we pay our share.
Our network includes:
96%
of hospitals
95%
of doctors
Over
55,000
retail pharmacies
Every plan includes:
Free preventive care
Worldwide coverage
Two free Teladoc® visits
No referrals needed
Incentives & discounts
Get the details
Want to see detailed benefits for this plan? Download the 2023 Blue Cross and Blue Shield Service Benefit Plan Brochure – Standard Option and Basic Option below. For a convenient summary of our three coverage options, download the 2023 Benefit Summary Book.
See Plan Brochure
2023 Basic Option Rates
| Enrollment Code | Bi-weekly | Monthly |
|---|---|---|
| Self Only (111) | $86.67 | $187.78 |
| Self + 1 (113) | $217.90 | $472.12 |
| Self & Family (112) | $237.91 | $515.48 |
These rates do not apply to all enrollees. If you are in a special enrollment category, contact the agency or Tribal employer that manages your health benefits enrollment.
Get up to $800 back with a Medicare Reimbursement Account
Each member of a Basic Option plan who has Medicare Part A and Part B can get reimbursed up to $800 per year for paying their Medicare Part B premiums.
Learn More