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Basic Option

Stay in-network for care. Basic Option gives you access to our Preferred provider network that includes 96% of hospitals and 95% of doctors in the U.S.

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Benefits at a glance:

  • In-network care only
  • Preferred drug coverage
  • Medicare Part B Reimbursement
  • Access to Mail Service Pharmacy with Medicare Part B
  • No deductible

With Basic Option, you must see Preferred providers to get care. But there are no deductibles or expenditure amounts you must reach before we pay our share.

Our network includes:


of hospitals


of doctors


retail pharmacies

Every plan includes:

Free preventive care
Worldwide coverage
Two free Teladoc® visits
No referrals needed
Incentives & discounts

Get the details

Want to see detailed benefits for this plan? Download the 2023 Blue Cross and Blue Shield Service Benefit Plan Brochure – Standard Option and Basic Option below. For a convenient summary of our three coverage optionsdownload the 2023 Benefit Summary Book.

See Plan Brochure

2023 Basic Option Rates


Enrollment Code Bi-weekly Monthly
Self Only (111) $86.67 $187.78
Self + 1 (113) $217.90 $472.12
Self & Family (112) $237.91 $515.48
These rates do not apply to all enrollees. If you are in a special enrollment category, contact the agency or Tribal employer that manages your health benefits enrollment.

See if your doctor is in our network

Use our National Doctor and Hospital Finder tool to see if your current doctor is in our Preferred provider network or to find a specialist, retail clinic or urgent care center near you.

Find a Provider

Get up to $800 back with a Medicare Reimbursement Account

Each member of a Basic Option plan who has Medicare Part A and Part B can get reimbursed up to $800 per year for paying their Medicare Part B premiums.

Learn More