Basic Option
Stay in-network for care. Basic Option gives you access to our Preferred provider network that includes 96% of hospitals and 95% of doctors in the U.S.
Benefits at a glance:
With Basic Option, you must see Preferred providers to get care. But there are no deductibles or expenditure amounts you must reach before we pay our share.
Get the details
Want to see detailed benefits for this plan? Download the 2023 Blue Cross and Blue Shield Service Benefit Plan Brochure – Standard Option and Basic Option below. For a convenient summary of our three coverage options, download the 2023 Benefit Summary Book.
See Plan Brochure
2023 Basic Option Rates
| Enrollment Code | Bi-weekly | Monthly |
|---|---|---|
| Self Only (111) | $86.67 | $187.78 |
| Self + 1 (113) | $217.90 | $472.12 |
| Self & Family (112) | $237.91 | $515.48 |
These rates do not apply to all enrollees. If you are in a special enrollment category, contact the agency or Tribal employer that manages your health benefits enrollment.
Get up to $800 back with a Medicare Reimbursement Account
Each member of a Basic Option plan who has Medicare Part A and Part B can get reimbursed up to $800 per year for paying their Medicare Part B premiums.
Learn More