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Standard Option

Why choose between in-network and out-of-network care? With Standard Option, you get both.

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Benefits at a glance:

  • In and Out-of-Network Care
  • Preferred Drug Coverage
  • Non-Preferred Drug Coverage
  • Access to Mail Service Pharmacy
  • Standard Option Generic Incentive Program
  • Switch to a generic medication and we’ll waive your cost share for your first four prescription fills or refills. You must visit a Preferred retail pharmacy or fill through the Mail Service Pharmacy Program.

Our network includes 96% of hospitals, 95% of doctors and over 55,000 retail pharmacies. Every plan includes free preventive care, worldwide coverage, two free Teladoc visits, no referrals needed, incentives and discounts.

Get the details

Want to see detailed benefits for this plan? Download the 2023 Blue Cross and Blue Shield Service Benefit Plan Brochure – Standard Option and Basic Option below. For a convenient summary of our three coverage options, download the 2023 Benefit Summary Book.

See Plan Brochure

2023 Standard Option Rates


Enrollment Code Bi-weekly Monthly
Self Only (104) $142.40 $308.53
Self + 1 (106) $318.85 $690.84
Self & Family (105) $347.89 $753.77
These rates do not apply to all enrollees. If you are in a special enrollment category, contact the agency or Tribal employer that manages your health benefits enrollment.

See if your doctor is in our network

Use our National Doctor and Hospital Finder tool to see if your current doctor is in our Preferred provider network or to find a specialist, retail clinic or urgent care center near you.

Find a Provider

Get prescriptions delivered right to your door

All Standard Option members get access to our Mail Service Pharmacy Program. It’s a convenient way to get any prescription drugs you take regularly sent to your home.

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