FEP Blue Basic® for PSHB

What you need to know about the Postal Service Health Benefits (PSHB) Program

FEP is committed to providing Postal Service employees, retirees and their families with some of the best health care benefits possible. As an approved carrier in the PSHB Program, FEP will continue to deliver the same great coverage, incentives and discounts that you rely on today.

Benefits at a glance

Get the details

Want to see detailed benefits for this plan? Download the 2025 Blue Cross and Blue Shield Service Benefit Plan Brochure – FEP Blue Standard and FEP Blue Basic below.

See Plan Brochure

View an interactive plan summary book

For a convenient summary of our three coverage options, view an interactive version of the 2025 Benefit Summary Book.

View Interactive Plan Brochure

2026
2025

2026 FEP Blue Basic for PSHB Rates


Enrollment Code	Bi-weekly	Monthly
Self Only (33A)	$127.59	$276.45
Self + 1 (33C)	$313.84	$679.99
Self & Family (33B)	$357.52	$774.62

2025 FEP Blue Basic for PSHB Rates


Enrollment Code	Bi-weekly	Monthly
Self Only (33A)	$114.12	$247.26
Self + 1 (33C)	$280.99	$608.81
Self & Family (33B)	$317.62	$688.18

Get up to $800 back with a Medicare Reimbursement Account

FEP Blue Basic members who have Medicare Part A and Part B can get up to $800 back with a Medicare Reimbursement Account.

Learn More

See if your doctor is in our network

Use our National Doctor and Hospital Finder tool to see if your current doctor is in our Preferred provider network or to find a specialist, retail clinic or urgent care center near you.

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2026
2025

FEP Blue Basic for PSHB Benefits

See costs for typical services when you use Preferred providers.


	FEP Blue Basic
Virtual doctor visits by Teladoc Health®	$0 copay
Preventive Care	$0 copay for covered preventive screenings, immunizations and services
Physician and Mental Health Care	$35 copay for primary care¹ $50 copay for specialist¹ $35 copay for mental health visits
Urgent Care Center	$50 copay
Chiropractic Care	$35 copay per treatment; up to 20 visits per year
Prescription Drugs	Retail Pharmacy^{^}: Generics: $15 copay Preferred brand: 35% coinsurance Non-preferred brand: 60% coinsurance Preferred specialty: 35% coinsurance Non-preferred specialty: 35% coinsurance Available to members with Medicare Part B primary only. Visit the Medicare page for more information. Specialty Pharmacy: Preferred specialty: 35% coinsurance Non-preferred specialty: 35% coinsurance
Maternity Care	$0 for doctor's visits $0 for delivery at a Blue Distinction Center $425 for delivery at all other facilities
Hospital Care	$250 copay for outpatient care per day per facility¹ $425 per day copay for inpatient care; up to $2,975 per admission (precertification is required)
Surgery	$150 copay in an office setting¹ $200 copay in a non-office setting¹
ER (accidental injury)	$425 copay per day per facility
ER (medical emergency)	$425 copay per day per facility
Lab work (such as blood tests)	15% coinsurance¹
Diagnostic services (such as sleep studies, X-rays, CT scans)	Up to $100 copay in an office¹ Up to $250 copay in a hospital¹
Dental Care	$35 copay per evaluation; up to 2 per year
Rewards Program	Earn $50 for completing the Blue Health Assessment ³ Earn up to $120 for completing three eligible Daily Habits goals³
Annual Deductible	No deductible
Out-of-Pocket Maximum (PPO)	Self Only: $7,500 Self + One and Self & Family: $15,000

Under FEP Blue Basic, benefits are not available for services performed by Non-preferred providers, except in certain situations such as emergency care.

Cost sharing may not apply or may be different if Medicare is your primary coverage (it pays first).

^{^} What you’ll pay for a 30-day supply of covered drugs.
¹ Under FEP Blue Basic you pay 35% coinsurance for agents, drugs and/or supplies you receive during your care.
² If you have Medicare Part B primary, your costs for prescription drugs may be lower.
³ You must be the contract holder or spouse, 18 or older, on FEP Blue Standard or FEP Blue Basic to earn this reward.
⁴ The Annual Pharmacy Out-of-Pocket Maximum is inclusive of the cost of the prescription drug and what you pay out-of-pocket.

This is a summary of the features of the Blue Cross and Blue Shield Service Benefit Plan. Before making a final decision, please read the Plan’s Postal Service Health Benefits Program brochures (FEP Blue Standard and FEP Blue Basic: RI 71-020; FEP Blue Focus: RI 71-025). All benefits are subject to the definitions, limitations and exclusions set forth in the brochures.

FEP Blue Basic for PSHB Benefits

See costs for typical services when you use Preferred providers.


	FEP Blue Basic
Virtual doctor visits by Teladoc Health®	$0 copay
Preventive Care	$0 copay for covered preventive screenings, immunizations and services
Physician and Mental Health Care	$35 copay for primary care¹ $50 copay for specialist¹ $35 copay for mental health visits
Urgent Care Center	$50 copay
Chiropractic Care	$35 copay per treatment; up to 20 visits per year
Prescription Drugs	Retail Pharmacy^{^}: Generics: $15 copay Preferred brand: $75 copay Non-preferred brand: 60% coinsurance² Preferred specialty: $120 copay² Non-preferred specialty: $200 copay² Mail Service Pharmacy: Available to members with Medicare Part B primary only. Visit the Medicare page for more information. Generics: $20 copay Preferred brand: $100 copay Non-preferred brand: $125 copay Specialty Pharmacy: Preferred specialty: $120 copay² Non-preferred specialty: $200 copay²
Maternity Care	$0 copay for outpatient $350 copay for inpatient hospital delivery
Hospital Care	$250 copay for outpatient care per day per facility¹ $350 per day copay for inpatient care; up to $1,750 per admission (precertification is required)
Surgery	$150 copay in an office setting¹ $200 copay in a non-office setting¹
ER (accidental injury)	$350 copay per day per facility
ER (medical emergency)	$350 copay per day per facility
Lab work (such as blood tests)	15% coinsurance¹
Diagnostic services (such as sleep studies, X-rays, CT scans)	Up to $100 copay in an office¹ Up to $250 copay in a hospital¹
Dental Care	$35 copay per evaluation; up to 2 per year
Rewards Program	Earn $50 for completing the Blue Health Assessment ³ Earn up to $120 for completing three eligible Daily Habits goals³
Annual Deductible	No deductible
Out-of-Pocket Maximum (PPO)	Self Only: $7,500 Self + One and Self & Family: $15,000

Under FEP Blue Basic, benefits are not available for services performed by Non-preferred providers, except in certain situations such as emergency care.

Cost sharing may not apply or may be different if Medicare is your primary coverage (it pays first).

^{^} What you’ll pay for a 30-day supply of covered drugs.
¹ Under FEP Blue Basic you pay 30% coinsurance for agents, drugs and/or supplies you receive during your care.
² If you have Medicare Part B primary, your costs for prescription drugs may be lower.
³ You must be the contract holder or spouse, 18 or older, on FEP Blue Standard or FEP Blue Basic to earn this reward.
⁴ The Annual Pharmacy Out-of-Pocket Maximum is inclusive of the cost of the prescription drug and what you pay out-of-pocket.

2026
2025

FEP Blue Basic with FEP Medicare Prescription Drug Program

Eligible members with Medicare get lower out-of-pocket costs for higher cost drugs and more approved prescription drugs than the traditional pharmacy benefit. Learn more here.


	FEP Blue Basic with MPDP
FEP Medicare Prescription Drug Program Out-of-Pocket Maximum	$2,100 per member Available to members with Medicare Part B primary only. Visit the Medicare page for more information.
Retail Pharmacy^{^}	Generics: $10 copay Preferred brand: $45 copay Non-preferred brand: 50% coinsurance Specialty drugs: $75 copay
FEP Mail Service Pharmacy	Generics: $15 copay Preferred brand: $95 copay Non-preferred brand: $125 copay Specialty drugs: $150 copay

FEP Blue Basic with FEP Medicare Prescription Drug Program

Eligible members with Medicare get lower out-of-pocket costs for higher cost drugs and more approved prescription drugs than the traditional pharmacy benefit. Learn more here.


	FEP Blue Basic with MPDP
FEP Medicare Prescription Drug Program Out-of-Pocket Maximum	$2,000 per member Available to members with Medicare Part B primary only. Visit the Medicare page for more information.
Retail Pharmacy^{^}	Generics: $10 copay Preferred brand: $45 copay Non-preferred brand: 50% coinsurance Specialty drugs: $75 copay
FEP Mail Service Pharmacy	Generics: $15 copay Preferred brand: $95 copay Non-preferred brand: $125 copay Specialty drugs: $150 copay

^{^} What you’ll pay for a 30-day supply of covered drugs.

The MPDP formulary and/or pharmacy network may change at any time. You will receive notice when necessary.

Try our Prescription Drug Cost Tool

With our Prescription Drug Cost Tool, you can check drug costs 24/7. If you’re a member and logged in to MyBlue®, you can access a personalized drug cost tool that shows you the cost of prescription drugs for your specific plan.

Please note, while you can use the tool now, 2026 pricing information in the Personalized Drug Cost Tool will not be available until October 11, 2025.

Check Drug Costs See Personalized Costs

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FEP Blue Basic^® for PSHB

What you need to know about the Postal Service Health Benefits (PSHB) Program

Jump to

Benefits at a glance

Get the details

View an interactive plan summary book

2026 FEP Blue Basic for PSHB Rates

2025 FEP Blue Basic for PSHB Rates

Get up to $800 back with a Medicare Reimbursement Account

See if your doctor is in our network

FEP Blue Basic for PSHB Benefits

FEP Blue Basic for PSHB Benefits

FEP Blue Basic with FEP Medicare Prescription Drug Program

FEP Blue Basic with FEP Medicare Prescription Drug Program

Try our Prescription Drug Cost Tool