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How to Keep Your Budget Healthy

With the holidays in full swing, your budget might be stretched thinner than usual this month. But it’s not just your wallet that could be hurting—financial stress also has an impact on your health. 

Experts say it’s not just about making or saving a lot of money, it’s about your financial wellness. This is feeling secure about your money matters, even if your bank account is lower than usual, so it’s not taxing your emotional health.

Here are some simple tips for maintaining a healthy budget all year long.

Stay on top of your healthcare spending with the Financial Dashboard
When it comes to understanding your finances, it’s important to keep track of your healthcare expenses. That’s why the Financial Dashboard in MyBlue® is so helpful. It puts all your healthcare financial data in one secure place and highlights where you can save money. 

With the Financial Dashboard, you can see your total costs, claims, network discounts and track your out-of-pocket costs, including progress toward your annual maximum. Standard Option and FEP Blue Focus members can see how close they are to meeting their deductible.

Find ways to earn rewards and wellness incentives
We like to reward our members for taking steps to improve their health. With the Wellness Incentive Program, eligible Basic Option and Standard Option members can earn incentives for making progress on their health goals. Eligible members will earn $50 for completing their Blue Health Assessment (BHA) and an additional $120 when completing certain goals with our Daily Habits.

There are additional ways you can earn incentives throughout your pregnancy or for controlling your hypertension.


Take advantage of exclusive Blue365® discounts
Blue365 gives you access to exclusive deals on health and wellness products and services, from personal care to travel. Joining is easy and completely free for Blue Cross and Blue Shield Service Benefit Plan members.
All year long you’ll enjoy deeper discounts than other health savings programs. Score handpicked discounts from brands you love with no limits on how many deals you can redeem. Deals are always available and new ones are constantly being added.

Save on gym memberships
We make it easy for our members to get active and save. Fitness Your Way gives you discounted access to thousands of fitness locations across the country. There are no restrictions on which locations you can use. Plus, you can use the same amenities, programs and services available to those with regular memberships.

Maintaining a healthy budget is good for your wallet and health. Visit our Incentives & Discounts page to learn more about all of our incentive programs and discounts. 


Published on: December 07, 2023