Seven Tools to Help Manage Your Healthcare Costs

As a member of the Service Benefit Plan, you have access to tons of great benefits, wellness programs and incentives built just for federal employees. You might not know that FEP also offers plenty of ways to reduce your healthcare costs while getting the care you need. You can access many of these tools through the fepblue mobile app and MyBlue^®, your free members-only account with 24/7 access to everything related to your coverage.

Here are seven tools that can help you cut down on costs:

AskBlue FEP Medical Plan Finder – Get help choosing the right plan by answering a few questions about you and your family’s medical needs. You’ll be able to easily view premiums and out-of-pocket costs at a glance.

Find a Doctor – Check if your doctor or pharmacy is covered under your plan, browse our network of providers, urgent care centers and other facilities. Getting care from a Preferred provider is covered under the Service Benefit Plan, while going out-of-network may result in higher out-of-pocket costs.

Telehealth – Consider virtual doctor visits as a convenient and low-cost way to get care. You can access telehealth services by Teladoc^® through your MyBlue account or the fepblue app for access to a doctor by web, phone or mobile app.

Procedure Cost Estimates – Compare estimated costs from network providers for medical services and procedures. You’ll have a good idea of what you’ll owe before an appointment and avoid surprise bills.

Financial Dashboard – View your medical and pharmacy claims, your current deductible (if you have one) and any out-of-pocket costs—all in one place. The Financial Dashboard lets you easily see where the bulk of your healthcare costs are.

Prescription Drug Cost Tool – Check drug costs 24/7 using our Prescription Drug Cost Tool. You can see if your drug is covered under your plan and what you should expect to pay at the pharmacy. You can also compare the cost of covered drugs for all three plans to pick the best option for you.

FEP^® Healthcare Cost Advisor – Get access to personalized cost data with our FEP Healthcare Cost Advisor tool. This can help you understand both your current and past healthcare costs and out-of-pocket spending.* You can estimate potential out-of-pocket costs based on expected life changes or events. You can also get help selecting the right health plan or figuring out your annual healthcare budget.

*You must have been enrolled in the Service Benefit Plan for at least one calendar year.