Privacy Policy

The following terms and conditions govern your use of the fepblue.org website and the MyBlue Portal.

Welcome! You have arrived at an online service location that is owned and operated by the Blue Cross and Blue Shield Association ("BCBSA" or "we," "our" or "us"). This "Privacy Policy" governs your use the fepblue.org website and the MyBlue Portal (collectively, the “Website”).

Your privacy is important to us. The Blue Cross Blue Shield Association maintains high standards for the protection of your privacy on the Website. Here is what you can expect when you visit the Website.

  • Other than to fulfill a request from you or to provide you information or services as part of your contract for health benefits we won’t sell, rent or share any personal information you provide without your consent or as allowed by applicable law.
  • We won’t send you any unsolicited email (“spam”).
  • No personal information collected at this Website will ever be used to affect your health insurance coverage by or premiums paid to a Blue Cross and Blue Shield company.
Please remember that this privacy policy only covers the data collection and use practices for the Website.  BCBSA’s privacy policies may differ at its other websites or in its offline data collection and reporting practices. Questions regarding the privacy policy of your independent, local Blue Cross and Blue Shield company should be directed to that company.

The information we collect

Our web servers automatically capture your domain name; the IP address of the web page from which you enter our site; the browser name, full version (major and minor), and plugins; the resolution (width/height) and color depth; the operating system; the pages you visit on our site; and the amount of time you spend here. We do not collect any information that can reveal your personal identity unless you voluntarily provide it when you register to use interactive features of the site or to receive information from us or Blue Cross and Blue Shield companies. We do not collect and save any Protected Health Information (PHI) on the public section of this site. Any section of www.fepblue.org that is directed to children or teens will be protected by a screening mechanism to help ensure parental consent is obtained before we collect or use personal information from children under 13. We do not knowingly collect or use personal information from children under 13 without the consent of a parent or guardian.

Personal information voluntarily provided by you will be retained in accordance with our record retention policies, subject to legal requirements, and for the purposes described in this Privacy Policy. Your personal information will not be retained for longer than is necessary to meet these purposes.

If you use the features on this Website or on the websites of our business partners, you are “opting in” and agree to our collection of information as described above. You can “opt out” or prevent us from collecting PHI or personal information by not using the interactive features of this Website or the websites of our business partners. You may “opt in” or “opt out” each time you access the Website. If you “opt out,” you cannot use the interactive features, such as the Provider Directory and Pharmacy Programs.


Use of the information this Website gathers/tracks

We gather and store information in the aggregate to maintain or improve our Website, and we may share that information with other areas in BCBSA, local Blue Cross and Blue Shield companies, our business partners, or with companies we hire to help us maintain or improve the Website.

Any personal information you voluntarily give us will be stored in a secure environment and used only to provide the product, service, or information you have requested or for which you registered. Unless you specifically consent to let us do so, your personal information, including your email address, will not be sold, rented, licensed or otherwise shared with third parties, other than Blue Cross and Blue Shield companies or business partners as required to fulfill a request from you to provide you information or services as part of your contract for health benefits. Personal information you voluntarily provide and the information we collect in aggregate form will not affect your insurance coverage, eligibility, premiums or claims payment by any Blue Cross and Blue Shield company.


Cookies and Similar Technology Policy

What are cookies?

We may use cookies to collect information and enhance your user experience on fepblue.org. A cookie is a small amount of data sent from a web server to your browser and stored on your computer’s hard drive. The use of cookies is designed to augment your online experience via the information you provide. FEP uses and stores this information to provide you with more personalized and customized online services and to make our site more convenient, useful, valuable and appealing to you.

We may use cookies to collect information and enhance your user experience. We may use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer until you delete them) to provide you with a more personal and interactive experience on our Website. This type of information is collected to make fepblue.org more useful to you and to tailor your experience with us to meet your special interests and needs.

We use two broad categories of cookies: (1) first party cookies, served directly by us to your computer or mobile device, which we use to recognize your computer or mobile device when it revisits our Website; and (2) third party cookies, which are served by service providers on our Website, and can be used by such service providers to recognize your computer or mobile device when it visits other websites.


Cookies we use

The Website uses the following types of cookies for the purposes set out below:

Type of cookie

Purpose

Essential Cookies

These cookies are essential to provide you with services available through our Website and to enable you to use some of its features. Without these cookies, the services that you have asked for cannot be provided, and we only use these cookies to provide you with those services.

Functionality Cookies

These cookies allow our Website to remember choices you make when you use fepblue.org, such as remembering your language preferences, remembering your login details and remembering the changes you make on other parts of our Website which you can customize. The purpose of these cookies is to provide you with a more personal experience and to avoid you having to re-enter your preferences every time you visit fepblue.org. 

Analytics and Performance Cookies

These cookies are used to collect information about traffic to our Website and how users use fepblue.org. The information gathered does not identify any individual visitor. The information is aggregated and anonymous. The information gathered may include the number of visitors to fepblue.org, the websites that referred them to our Website, the pages they visited on our Website, what time of day they visited our Website, whether they have visited our Website before, and other similar information.

We use Google Analytics for this purpose. Google Analytics uses its own cookies. You can find out more information about Google Analytics cookies here and about how Google protects your data here. You can prevent the use of Google Analytics relating to your use of our site by downloading and installing the browser plugin available here.

Targeted and Advertising Cookies

These cookies track your browsing habits to enable us to show advertising that is more likely to be of interest to you. These cookies use information about your browsing history to group you with other users who have similar interests. Based on that information, third party advertisers can place cookies to enable them to show advertisements that we think will be relevant to your interests while you are on third party websites.

Social Media Cookies

These cookies are used when you visit any public fepblue.org page. A social networking website such as Facebook, Twitter or LinkedIn can record that you have visited this page and could use this information to serve you relevant ads that are in compliance with platform advertising policies.


Disabling cookies

If you decide at any time that you no longer wish to accept cookies from our services for any of the purposes described above, then you can typically instruct your browser, by changing its settings, to remove or stop accepting cookies or to prompt you before accepting a cookie from the websites you visit. In order to do this, consult your browser’s technical information (instructions are usually located within the “settings,” “help” “tools” or “edit” facility). Many browsers are set to accept cookies until you change your settings.

Further information about cookies, including how to see what cookies have been set on your computer or mobile device and how to manage and delete them, visit www.allaboutcookies.org.

If you do not accept our cookies, you may experience some inconvenience or not be able to use all portions of the services or all functionality of the services. For example, we may not be able to recognize your computer or mobile device and you may need to log in every time you visit fepblue.org.


Pixel tags

In addition, we may use pixel tags (also referred to as clear GIFs, web beacons, or web bugs) on fepblue.org to track the actions of users on the Website. Pixel tags are tiny graphic images with a unique identifier, similar in function to cookies, which are used to track online movements of web users. In contrast to cookies, which are stored on a user’s computer hard drive, pixel tags are embedded invisibly in web pages. Pixel tags also allow us to send email messages in a format users can read, and they tell us whether emails have been opened, for example, to ensure that we are sending messages that are of interest to our users. We may use this information to reduce or eliminate messages sent to a user.


Do not track signals

Some internet browsers may be configured to send “Do Not Track” signals to the online services that you visit. We currently do not respond to do not track signals. To find out more about “Do Not Track,” please visit http://www.allaboutdnt.com.


Third party analytics providers and ad servers

We may work with certain third parties to provide us with information regarding traffic on fepblue.org, to serve advertisements elsewhere online, and to provide us with information regarding the use of our Website or services and the effectiveness of our advertisements. These third parties may automatically collect information about you using their own cookies or other technologies, or may otherwise collect or have access to, information about your visits to this and other websites, your IP address, your ISP, the browser you use to visit our Website and other usage information. Information collected may be used, among other things, to deliver advertising targeted to your interests and to better understand the usage and visitation of our Website and the other sites tracked by these third parties. If you would like more information about this practice and to know your choices about not having this information used by these companies, you may visit: http://www.aboutads.info/choices (for website users), http://www.networkadvertising.org/managing/opt_out.asp (for website users), http://youronlinechoices.eu/ (for users in the EU), or http://youradchoices.com/appchoices (for mobile app users).


Sites we link to

If you choose to use any of the links we provide to our member companies, vendors, and other third party resources, you will be directed to a new website.  Protection of your privacy at all third party websites will be governed by the privacy policy at that website. Please take the time to read the privacy policies at their websites.

We have business relationships with Blue Cross and Blue Shield member companies and other third party vendors and resources. These linking relationships are not a form of advertising or promotion, but part of the unique set of benefits available under the Blue Cross and Blue Shield Service Benefit Plan and the Blue Cross Blue Shield Association.


Changes to this policy

We may update this policy from time to time. When we do, we will post the current version on this site and we will revise the version date shown on this page. We encourage you to periodically review this policy so you will be aware of our privacy practices.

  • Policy updated July 13, 2019

Notice of Privacy Practices

A Notice of Privacy Practices is issued to all Service Benefit Plan contract holders when they enroll and whenever there is a material change to the privacy practices provided in the notice. In situations where there are material changes, the revised Notice of Privacy Practices will be distributed to all contract holders within 60 days of the change. To review our current privacy practices please download the following:

Notice of Privacy Practices for the Service Benefit Plan

Notice of Privacy Practices for the US Office of Personnel Management (OPM)


Make a privacy complaint

You may file a complaint to us if you believe that we have violated your privacy rights. To make a complaint, please write or call the customer service number for your local Blue Cross and Blue Shield company and ask for the privacy contact. 

© 2000-2019 Blue Cross Blue Shield Association. All Rights Reserved. Revised 2019.

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