Choosing The Right Plan

We can help you select the right Service Benefit Plan coverage to combine with Medicare.

Combining your Service Benefit Plan coverage with Medicare is a choice. Our three plan options provide the coverage and benefits you need today and as your healthcare needs change throughout retirement.

Covering the Things Medicare Doesn't Cover

Combining coverage gives you access to benefits not covered by Medicare.

Standard Option Basic Option FEP Blue Focus
Hearing Aids

Receive an allowance of up to $2,500 every three years for the purchase of hearing aids and hearing aid supplies

Get hearing aid discounts from TruHearing® or Beltone® through our Blue365® Discount Program, you can combine this discount with the hearing aid benefit above
Get hearing aid discounts from TruHearing® or Beltone® through our Blue365® Discount Program
Routine Foot Care If you have a long-term condition such as diabetes, your Service Benefit Plan coverage will cover necessary routine foot care, and when combined with Medicare coverage, you’ll pay nothing out-of-pocket for these treatments
Acupuncture Receive up to 24 visits per year at no cost to you
Receive up to 10 visits per year at no cost to you*
Dental Care We pay up to the fee schedule amount listed in the Standard Option brochure for dental services
You pay nothing for preventive dental services (up to 2 cleanings a year) 
No benefit
Overseas Care All three of our plans cover you abroad. Learn more about overseas coverage at fepblue.org/overseas

*FEP Blue Focus members get up to 10 visits combined for chiropractic care and acupuncture.


 

Prescription Drug Coverage

Medicare Part A and Part B don't include prescription drug coverage, but your Service Benefit Plan coverage does.

What you'll pay for a 30-day supply

Standard Option Basic Option FEP Blue Focus
Preferred Retail Pharmacy Tier 1: $5 copay
Tier 2: 30% of our allowance
Tier 3: 50% of our allowance
Tier 4: 30% of our allowance
Tier 5: 30% of our allowance
Tier 1: $10 copay
Tier 2: $50 copay
Tier 3: 50% of our allowance ($60 min)
Tier 4: $60 copay
Tier 5: $80 copay
Tier 1: $5 copay
Tier 2: 40% of our allowance ($350 max)
Mail Service Pharmacy Tier 1: $10 copay
Tier 2: $90 copay
Tier 3: $125 copay
Tier 1: $20 copay
Tier 2: $100 copay
Tier 3: $125 copay
No benefit
Specialty Pharmacy Tier 4: $50 copay
Tier 5: $70 copay
Tier 4: $65 copay
Tier 5: $80 copay
Tier 2: 40% of our allowance ($350 max)
The prescription drugs covered in each tier vary by plan. Check our approved formularies to see what’s covered.
Learn More About Our Coverage

Get up to $600 back

Basic Option members who have Medicare Part A and Part B can get up to a $600 Medicare Reimbursement Account.


Find Out How

Need help choosing a benefit plan?

Our AskBlue for Federal Employees tool can help you select the right plan for your needs.


Get Started with AskBlue
Learn how to use your
Medicare benefits

Please note: The Medicare information on this page focuses on the Original Medicare Plan and when Medicare Part A and Part B are your primary coverage, unless otherwise noted. The Service Benefit Plan information refers to Standard Option, Basic Option and FEP Blue Focus.

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