Learn how the Blue Cross and Blue Shield Service Benefit Plan and Medicare work together for you.

The Blue Cross and Blue Shield Service Benefit Plan is the number one choice of federal retirees in the Federal Employees Health Benefits Program. For 60 years, we’ve been covering federal employees and retirees.

Combine Your Coverage to Get More

When you retire, you still get access to the same great benefits and features you're used to now, such as worldwide coverage, wellness rewards and discounts. Combining your coverage with Medicare Part A and Part B, also known as Original Medicare, gives you even more great benefits.

  • We’ll waive your copays, coinsurance and deductibles for certain covered services for all three plans.
  • You’ll get access to benefits not covered in Medicare Part A and Part B.
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Three Great Plans to Choose From

You can select from one of our three plans: Standard Option, Basic Option and FEP Blue Focus.

  • Standard Option members can get in and out-of-network care.
  • Basic Option members get access to the Mail Service Pharmacy and can get an $800 reimbursement for paying Medicare Part B premiums. 
  • Standard Option and Basic Option members get reduced copays for certain prescription drug tiers.

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What's Medicare?

Medicare is a federal health insurance program for people age 65 or older, people under 65 who have certain disabilities and people of any age who have End-Stage Renal Disease. It has four parts that cover different healthcare services.


Medicare and Blue

It's important to understand all of your options. Our Medicare and Blue guide can help you learn more about combining Medicare coverage with the Service Benefit Plan.

Download the Guide
Learn how to use your
Medicare benefits

Please note: The Medicare information on this page focuses on the Original Medicare Plan and when Medicare Part A and Part B are your primary coverage, unless otherwise noted. The Service Benefit Plan information refers to Standard Option, Basic Option and FEP Blue Focus.

Thank You for Being a Caregiver
We pledge to honor and support all caregivers who are vitally needed at this time. Because we’re in this together. You can learn more here.

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