WELCOME
TO FEP

Here's everything Retired
Federal Employees need
to know.

The Blue Cross and Blue Shield Service Benefit Plan, also known as the Federal Employee Program (FEP), is the number one health insurance choice for federal employees, retirees and their families.

Combining your coverage with Medicare Part A and Part B, also known as Original Medicare, gives you even greater benefits.

See how they work together to help you have a happy and healthy retirement.

COMBINE YOUR COVERAGE TO GET MORE

If you combine your coverage with Medicare Part A and Part B:

We’ll waive your copays, coinsurance and deductibles for most covered services.
You’ll get access to benefits not covered by Medicare Part A and Part B.
Basic Option members can get up to $800 back for paying Medicare Part B premiums with a Medicare Reimbursement Account.

Find Out More

PLUS BENEFITS YOU CAN COUNT ON

Nationwide and
Overseas Coverage

Our Preferred provider network includes 95% of doctors, 96% of hospitals, and 64,000 pharmacies in the U.S. plus approximately 11,000 overseas providers. You also never need a referral to see a specialist.

Preventive Care is Always Covered

Your annual physical exam and other preventive care services, including health screenings, cancer screenings and vaccines, are always covered when you see a Preferred provider.

Three Benefit Plans

With three plans designed to fit every need and budget, you can choose the coverage and benefits that matter most to you and your family. Plus, each plan includes access to wellness resources and tools that can help you take charge of your health.

LEARN MORE ABOUT OUR BENEFIT PLANS:

Standard Option-
Enjoy the flexibility to receive care in and out-of-network.
- You can see in-network and out-of-network providers.
- You can use generic, Preferred and Non-preferred drugs on the Standard Option formulary.
- Drugs can be delivered through the Mail Service Pharmacy Program or picked up at a local pharmacy.
- Maternity, delivery and pre- and postnatal care is covered in full.
- Your first two telehealth visits are free.
Basic Option-
Enjoy no deductibles with care from in-network providers.
- You can only see in-network providers.
- You can use generic, Preferred and Non-preferred drugs on the Basic Option formulary.
- Drugs can be picked up at a local pharmacy.
- Members with Medicare Part B as primary can get drugs delivered through the Mail Service Pharmacy Program.
- Maternity inpatient care is $175; outpatient and pre- and postnatal physician care is covered in full.
- Your first two telehealth visits are free.
FEP Blue Focus-
Enjoy quality healthcare coverage plus budget-friendly benefits.
- You can only see in-network providers.
- Your first ten primary care and/or specialist visits are just $10 a visit.
- Your first 10 specific lab tests are covered in full.
- You can only use generic and Preferred drugs on the FEP Blue Focus formulary.
- Drugs can only be picked up at a Preferred retail pharmacy
- Your first two telehealth visits are free.
Sign up for MyBlue®, our members-only website that gives you access to exclusive tools and resources.

Sign up for MyBlue®, our members-only website that gives you access to exclusive tools and resources.

Sign up for MyBlue®, our members-only website that gives you access to exclusive tools and resources.

View 2020 Rates and Compare Plans

See a side-by-side comparison of our benefits for Standard Option, Basic Option and FEP Blue Focus.

Compare Plans

Thinking about Medicare? Blue gives you more.

Learn more about Medicare and the Blue Cross and Blue Shield Service Benefit Plan.

Learn More

Not Sure Which Plan is Right for You? AskBlue.

Get help choosing the right plan for you and your family with AskBlue for Federal Employees, our interactive tool designed to help you select the right plan for your needs.

Get Started with AskBlue