Choosing The Right Plan

We can help you select the right Service Benefit Plan coverage to combine with Medicare.

Combining your Service Benefit Plan coverage with Medicare is a choice. Our three plan options provide the coverage and benefits you need today and as your healthcare needs change throughout retirement.

Covering the Things Medicare Doesn't Cover

Combining coverage gives you access to benefits not covered by Medicare.

	Standard Option	Basic Option	FEP Blue Focus
Hearing Aids	Receive an allowance of up to $2,500 every three years for the purchase of hearing aids and hearing aid supplies Get hearing aid discounts from TruHearing^® or Beltone^® through our Blue365^® Discount Program, you can combine this discount with the hearing aid benefit above		Get hearing aid discounts from TruHearing^® or Beltone^® through our Blue365^® Discount Program
Routine Foot Care	If you have a long-term condition such as diabetes, your Service Benefit Plan coverage will cover necessary routine foot care, and when combined with Medicare coverage, you’ll pay nothing out-of-pocket for these treatments
Acupuncture	Receive up to 24 visits per year at no cost to you	Receive up to 10 visits per year at no cost to you*
Dental Care	We pay up to the fee schedule amount listed in the Standard Option brochure for dental services	$30 copay per evaluation; up to 2 per year	No benefit
Overseas Care	All three of our plans cover you abroad. Learn more about overseas coverage.

*FEP Blue Focus members get up to 10 visits combined for chiropractic care and acupuncture.

Prescription Drug Coverage

Medicare Part A and Part B don't include prescription drug coverage, but your Service Benefit Plan coverage does.

What you'll pay for a 30-day supply

	Standard Option	Basic Option	FEP Blue Focus
Preferred Retail Pharmacy	Tier 1: $5 copay Tier 2: 30% of our allowance Tier 3: 50% of our allowance Tier 4: 30% of our allowance Tier 5: 30% of our allowance	Tier 1: $10 copay Tier 2: $50 copay Tier 3: 50% of our allowance ($60 min) Tier 4: $60 copay Tier 5: $80 copay	Tier 1: $5 copay Tier 2: 40% of our allowance ($350 max)
Mail Service Pharmacy	Tier 1: $10 copay Tier 2: $90 copay Tier 3: $125 copay	Tier 1: $20 copay Tier 2: $100 copay Tier 3: $125 copay	No benefit
Specialty Pharmacy	Tier 4: $50 copay Tier 5: $70 copay	Tier 4: $65 copay Tier 5: $80 copay	Tier 2: 40% of our allowance ($350 max)

Our new Prescription Drug Cost Tool lets you check drug costs 24/7, see if your drug is covered under your selected plan, and compare costs of covered drugs for all three plans.

The prescription drugs covered in each tier vary by plan. Check our approved formularies to see what’s covered.

Learn More About Our Coverage

Get up to $800 back

Basic Option members who have Medicare Part A and Part B can get up to an $800 Medicare Reimbursement Account.

Find Out How

Need help choosing a benefit plan?

Our AskBlue for Federal Employees tool can help you select the right plan for your needs.

Get Started with AskBlue

Learn how to use your
Medicare benefits

Please note: The Medicare information on this page focuses on the Original Medicare Plan and when Medicare Part A and Part B are your primary coverage, unless otherwise noted. The Service Benefit Plan information refers to Standard Option, Basic Option and FEP Blue Focus.

Thank You for Being a Caregiver

We pledge to honor and support all caregivers who are vitally needed at this time. Because we’re in this together. You can learn more here.