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Healthcare Fraud

Healthcare Fraud

CONTENTS:

Healthcare
Fraud & How It
Affects You

Common Types
Of Healthcare
Fraud

What You
Can Do To
Combat Healthcare
Fraud

How To Report
Suspected
Healthcare
Fraud

Healthcare Fraud And You

The National Healthcare Anti-Fraud Association estimates that fraud costs Americans over $50 billion every year. Altered billing of services, forged documents and computer technology are used illegally to collect billions of dollars from you and health insurers.

Healthcare Fraud And How It Affects You

• Healthcare fraud costs Americans an estimated $54 billion dollars annually.

• Healthcare fraud is committed by a multitude of individuals including medical providers, members as well as pharmacies.

• Healthcare fraud increases the cost of healthcare for everyone

• Healthcare fraud jeopardizes the overall healthcare of consumers

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Common Types Of Healthcare Fraud

Services Not Rendered

Billing for services that were not rendered to the member

Misrepresentation of Services

Billing for a covered service when an uncovered service was actually rendered

Medically Unnecessary Services

Billing for services that are not necessary for the treatment of the member

Upcoding Services

Billing for services that are more complex and at a higher reimbursement than the actual service provided

Unbundling Service

Billing for services separately instead of billing the code that includes multiple services

Misrepresentation of Identity (member/provider)

Falsely receiving or billing for services under a covered member's identity

Doctor Shopping

Receiving various narcotic medications from a multitude of physicians through deceit

Misrepresentation of Eligible Dependents

Maintaining eligibility for or adding an individual who does not legally qualify for benefits under the Program

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What You Can Do To Combat Healthcare Fraud?

• Protect your health benefits identification card as you do your credit card

• Review your Explanation of Benefit (EOB) summary to ensure that the services billed were actually rendered

• Be selective in sharing your health insurance information

• Be cautious of free medical exams, copayment/coinsurance waivers and advertisements stating "covered by insurance"

• Provide timely eligibility changes

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How Do I Report Suspected Healthcare Fraud?

Call the FEP Fraud Hotline @ 1.800.337.8440

Or

Write to:

United States Office of Personnel Management
Office of Personnel Management
Office of the Inspector General Fraud Hotline
1900 E Street, NW
Washington, DC 20005

Or

Contact Your Local Plan

Written by Lisa Chase-Craig, Blue Cross and Blue Shield Association, sources include www.bcbs.com and the Blue Cross and Blue Shield Service Benefit Plan brochure.

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