Medical Benefits

Receiving care is easy when you choose a Preferred provider from our network of nearly one million hospitals, physicians, dentists, pharmacies and other healthcare providers.

Standard Option

While your out-of-pocket expenses are lower when you receive care from a Preferred provider, Standard Option provides the flexibility to also receive care outside the network.

Basic Option

Basic Option is designed to provide you and your family with convenient and affordable healthcare coverage. Choose from an extensive network of Preferred providers to receive benefits.

Medical Benefits

The Blue Cross and Blue Shield Service Benefit Plan has been providing health insurance coverage to federal employees, retirees and their families for more than 50 years.


Preventive Care

Under both Standard and Basic Option, you pay nothing for an annual physical exam and other covered preventive services when you use a Preferred provider.

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Blue Distinction Centers®

Blue Distinction Centers have proven expertise in delivering specialty care. Find the right hospital to meet your needs.

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Wellness Incentive Program

Take steps toward better health and you can earn up to $75 to pay for qualified medical expenses.

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New Health Tools

MyBlue features new, mobile Health Tools and resources—the latest health and wellness information within easy reach from your computer, smartphone or tablet.

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