Convenient and affordable coverage
Enjoy a lower premium and no deductibles with Basic Option. Choose from an extensive network of Preferred providers for all of your medical needs. With a Preferred provider, there are no claims to file—the provider takes care of it for you.
Under Basic Option, you are required to use Preferred providers. There is no calendar year deductible under Basic Option. Pay just $25 for each office visit to a Preferred primary care provider and a $35 copayment when you see a Preferred specialist.
Getting early and regular prenatal care is one of the most important things you can do for the health of both you and your baby. From your prenatal care to postpartum, benefits are designed to support you.
As a Blue Cross and Blue Shield Service Benefit Plan member enrolled in Basic Option, you must use a Preferred retail pharmacy.