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Standard Option

Standard Option is designed to provide flexible and convenient healthcare coverage.

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Basic Option

With Basic Option, choose from an extensive network of Preferred providers. 

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Standard Option

Enjoy the freedom of choice with Standard Option

Standard Option provides the flexibility to receive care outside the network.
Use any provider at any time.

Medical Benefits

Standard Option allows you the freedom to receive care from Preferred providers or Non-preferred providers, whichever you choose. 

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Maternity Benefits

Getting early and regular prenatal care is one of the most important things you can do for the health of both you and your baby. From your prenatal care to postpartum, benefits are designed to support you.
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Prescription Drug Coverage

Fill your prescriptions at your local retail pharmacy or have them delivered through the mail. Standard Option features a convenient Mail Service Pharmacy Program.

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Standard Option Benefits Charts

Get an at-a-glance overview of your Standard Option plan with our detailed benefits charts.

Basic Option

Convenient and affordable coverage

Enjoy a lower premium and no deductibles with Basic Option. Choose from an extensive network of Preferred providers for all of your medical needs. With a Preferred provider, there are no claims to fileā€”the provider takes care of it for you.

Medical Benefits

Under Basic Option, you are required to use Preferred providers. There is no calendar year deductible under Basic Option. Pay just $25 for each office visit to a Preferred primary care provider and a $35 copayment when you see a Preferred specialist.

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Maternity Benefits

Getting early and regular prenatal care is one of the most important things you can do for the health of both you and your baby. From your prenatal care to postpartum, benefits are designed to support you.
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Prescription Drug Coverage

As a Blue Cross and Blue Shield Service Benefit Plan member enrolled in Basic Option, you must use a Preferred retail pharmacy.

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Basic Option Benefits Charts

Get an at-a-glance overview of your Basic Option plan with our details benefits charts.