Enjoy the freedom to choose with Standard Option. Receive care from any licensed provider — in or outside of the network — plus enjoy the convenience of the mail service prescription drug program. Standard Option is designed to provide you and your family with flexible and convenient healthcare coverage.

Flexible options

While your out-of-pocket expenses are lower when you receive care from a Preferred provider, Standard Option provides the flexibility to also receive care outside the network. Use any provider at any time — without a referral. Your coverage includes medical, maternity, chiropractic, and prescription drug benefits as well as routine dental care.

Mail service prescription program

Fill your prescriptions at your local pharmacy or have them delivered through the mail. Standard Option features a convenient mail service prescription drug program, not part of Basic Option. Receive your long-term medications — up to 90 days at a time — in the mail at an affordable price.

The Preferred advantage

Receiving care is easy when you choose a Preferred provider from our network of over 500,000 hospitals, physicians, dentists, pharmacies and other healthcare providers. When you choose a Preferred provider, there are no claims to file — the provider takes care of it for you. On limited occasions, such as for certain drugs requiring prior approval, you may need to file a claim for services received from Preferred providers.