
Benefits for the treatment of mental conditions and substance abuse are paid in the same manner as your regular medical benefits. However, all care for the treatment of mental conditions and substance abuse must be through a Preferred provider and have Prior Approval from your local Blue Cross and Blue Shield Plan. For further assistance, call the Mental Health/Substance Abuse phone number on the back of your ID card, prior to starting treatment. For further information regarding these benefits, please refer to the 2010 Service Benefit Plan Brochure (RI 71-005)
| Benefit Description | You Pay |
|---|---|
All diagnostic and treatment services for which prior approval is optained. Note: Preferred benefits are payable only when we determine that the care is clinically appropriate to treat your condition and only when you receive the care from a Preferred provider. |
Your cost-sharing responsibilities are no greater than for other illnesses or conditions. |
Professional services, including individual or group therapy by providers such as psychiatrists, psychologists, clinical social workers or psychiatric nurses
Note: Additional types of licensed providers may be available to you for mental health and substance abuse services. Consult your PPO directory or contact your Local Plan at the Mental Health/Substance Abuse phone number on the back of your ID card. |
Preferred primary care provider or other healthcare professional: $25 copayment per visit Preferred specialist: $35 copayment per visit Note: You pay a $75 copayment for outpatient services billed for by a facility. Note: You pay 30% of the Plan allowance for drugs and supplies. |
|
Preferred primary care provider or other health care professional: $25 copayment per visit Preferred specialist: $35 copayment per visit Note: You pay 30% of the Plan allowance for drugs and supplies. |
|
Nothing |
|
Preferred: $30 copayment per visit |
|
Nothing |
Inpatient services provided and billed by a hospital or other covered facility
Note: You must get precertification of inpatient hospital stays; failure to do so will result in a $500 penalty. |
$150 per day copayment up to $750 per admission |
Outpatient services provided and billed by a hospital or other covered facility
|
$75 copayment per day per facility Note: For outpatient diagnostic or psychological tests billed for by a Preferred, Member, or Non-member facility, you pay nothing. Note: You pay 30% of the Plan allowance for drugs. |
Not covered:
|
All charges |
To be eligible to receive mental health and substance abuse benefits, you must call us for prior approval at the Mental Health and Substance Abuse phone number on the back of your ID card before you receive care. We will then provide you with the names and phone numbers of several Preferred providers to choose from and tell you how many visits we are initially approving.
You must get precertification of inpatient hospital stays; failure to do so will result in a $500 penalty.
Prior to starting treatment, you, someone acting on your behalf, your physician, or your hospital must call us at the Mental Health and Substance Abuse phone number on the back of your ID card. We will not pay benefits for mental health and substance abuse services under Basic Option, even at Preferred facilities, until you obtain prior approval.
We will work directly with your provider and may request a treatment plan from your provider.
OPM will base its review of disputes about treatment plans on the treatment plan's clinical appropriateness. OPM will generally not order us to pay or provide one clinically appropriate treatment plan in favor of another.